PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers (How to Apply)

PM Kisan Maandhan Yojana is a government pension scheme for small and marginal farmers. After turning 60, enrolled farmers receive a guaranteed pension of ₹3,000 per month (₹36,000/year).

The scheme works on a voluntary contribution basis — farmers pay a small monthly premium (₹55–₹200 depending on age of enrollment), and the government matches an equal amount. Your PM Kisan installment of ₹2,000 can be used to auto-pay the premium!

Already over 23 lakh farmers have enrolled in the scheme since its launch in September 2019.

Check if you're eligible for PM Kisan Maandhan on LaabhMitra.

• Age: 18 to 40 years old at the time of enrollment
• Land: Small and marginal farmers with cultivable land up to 2 hectares
• Income: No specific income limit, but must not be a taxpayer
• Not covered by: NPS, ESIC, or any other social security scheme

Who is NOT Eligible?

• Institutional landholders
• Income tax payers
• Farmers already covered under other pension/social security schemes
• Farmers above 40 years of age (cannot enroll now)

The monthly premium depends on your age when you join. The government pays an equal matching contribution:

Age at Entry	Monthly Premium	Government Match	Total Monthly	Years of Contribution
18 years	₹55	₹55	₹110	42 years
20 years	₹61	₹61	₹122	40 years
25 years	₹80	₹80	₹160	35 years
30 years	₹105	₹105	₹210	30 years
35 years	₹150	₹150	₹300	25 years
40 years	₹200	₹200	₹400	20 years

Smart tip: Your PM Kisan installment (₹2,000 every 4 months) can be auto-deducted to pay the premium. You don't even need to pay separately!

Method 1: Online (Self-Registration)

1. Visit maandhan.in
2. Click "Self Enrollment"
3. Login with your mobile number → OTP verification
4. Enter your Aadhaar number and verify
5. Fill in personal details — name, date of birth, bank account
6. Select auto-debit from PM Kisan or set up manual payment
7. Submit — your enrollment is complete!

Method 2: Through CSC Center

1. Visit your nearest Common Service Centre (CSC)
2. Carry: Aadhaar card, bank passbook, mobile phone
3. The CSC operator will enroll you and set up the premium
4. Cost: Free (CSC gets ₹30 from the government per enrollment)

Documents Required

• Aadhaar Card
• Bank account passbook with IFSC code
• Mobile number (linked with Aadhaar)
• Land documents (Khasra/Khatauni)

• ₹3,000/month pension guaranteed after age 60 — for life
• Spouse benefit: After the farmer's death, the spouse receives 50% pension (₹1,500/month)
• Voluntary exit: If you leave before 60, you get your contribution back with savings bank interest
• Death before 60: Spouse can continue the scheme or withdraw the accumulated amount with interest
• Auto-debit from PM Kisan: Premium can be automatically deducted from your PM Kisan installment

Looking for more farmer schemes? Check your eligibility for all agriculture schemes on LaabhMitra.