🔑 Home Loan Eligibility

Find out the maximum home loan amount you can qualify for

Monthly Income: ₹80,000

₹20K₹5L

Existing EMIs: ₹0/month

₹0₹2L

Loan Tenure: 20 years

5 yrs30 yrs

Interest Rate: 8.5% p.a.

6%14%

Banks use FOIR (Fixed Obligation to Income Ratio). Max 50% of your gross income can go towards all EMIs combined.

Maximum Loan You Qualify For

₹46.09 L

EMI You Can Pay

₹40,000/mo

FOIR Used

50%

Max Loan Amount₹46.09 L

Total Interest (20 yrs)₹49.91 L

Total Payable₹96.00 L