💼 Salary (In-Hand) Calculator

Convert your CTC to actual in-hand salary with full component breakdown

Annual CTC: ₹12.00 L

₹2L₹1Cr

Include PF:

City Type:

💡 Note: This is an approximate calculation using standard CTC structures (Basic = 40% of CTC). Actual structure may vary by company.

Monthly In-Hand Salary

₹90,200

(₹10.82 L/year)

Basic Salary

₹40,000/mo₹4.80 L/yr

HRA

₹20,000/mo₹2.40 L/yr

Special Allowance

₹35,200/mo₹4.22 L/yr

EPF (Employee)

−₹4,800/mo−₹57,600/yr

EPF (Employer)

−₹4,800/mo−₹57,600/yr

Professional Tax

−₹200/mo−₹2,400/yr

Income Tax (Est.)

−₹0/mo−₹0/yr

In-Hand Salary

₹90,200/mo₹10.82 L/yr